Overpayment calculator

Not sure if you’re getting the best deal? Think you could get something better? See if you’re spending more than you should be on your mortgage. If so, sign up to Dashly and we’ll help you switch right away.

Repayment type

How much do you pay every month

£

How much time do you have left on your mortgage

Y
M

How much did you borrow

£

You can choose to see how either a lump sum or a regular overpayment or a combination or both will affect your result

Lump sum (oneoff)

£

Extra amount (monthly)

£

Extra amount period

Y
M

Press calculate to display results

Important information

This calculator is for illustrative purposes only and it does not provide a precise calculation. It's intended to give you information and guidance about potential interest savings, term reductions and monthly payment reductions. To illustrate savings, we’ve made the following assumptions:
  • The results displayed are based on the information you have entered.
  • The interest rate will remain the same for the term of the mortgage
  • The results are based on the repayment type and term you have entered
  • Savings are rounded down to the nearest pound and month
Please note the calculator does not factor in any early repayment charges that could be incurred as a result of exceeding your overpayment allowance. If you are unsure about your overpayment allowance, please refer to your mortgage offer or contact your mortgage provider.