Payment holiday calculator

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Repayment type

How much do you pay every month

£

How much time do you have left on your mortgage

Y
M

How much did you borrow

£

You can choose to see how reduced amount will affect your result

Monthly payment during holiday

£0(-£465)

Reduced amount period

Press calculate to display results

Important information

This calculator is for illustrative purposes only and it does not provide a precise calculation. It's intended to give you information and guidance about potential interest savings, term reductions and monthly payment reductions. To illustrate savings, we’ve made the following assumptions:
  • The results displayed are based on the information you have entered.
  • The interest rate will remain the same for the term of the mortgage
  • The results are based on the repayment type and term you have entered
  • Savings are rounded down to the nearest pound and month
Please note the calculator does not factor in any early repayment charges that could be incurred as a result of exceeding your overpayment allowance. If you are unsure about your overpayment allowance, please refer to your mortgage offer or contact your mortgage provider.