Payment holiday calculator

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Repayment type

How much do you pay every month


How much time do you have left on your mortgage


How much did you borrow


You can choose to see how reduced amount will affect your result

Monthly payment during holiday


Reduced amount period

Press calculate to display results

Important information

This calculator is for illustrative purposes only and it does not provide a precise calculation. It's intended to give you information and guidance about potential interest savings, term reductions and monthly payment reductions. To illustrate savings, we’ve made the following assumptions:
  • The results displayed are based on the information you have entered.
  • The interest rate will remain the same for the term of the mortgage
  • The results are based on the repayment type and term you have entered
  • Savings are rounded down to the nearest pound and month
Please note the calculator does not factor in any early repayment charges that could be incurred as a result of exceeding your overpayment allowance. If you are unsure about your overpayment allowance, please refer to your mortgage offer or contact your mortgage provider.